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If you’ve recently purchased a home, a scam may try to trick you out of more than $80. Whenever you purchase real property or even refinance it, that transaction becomes part of the public record. Documents conveying interests in real property transactions are recorded after closing at the appropriate County Register of Deeds office. [...]
Estate division can be trying — emotions run high, and liquidating and dividing assets involves a lot of legwork. We outline options for asset distribution and highlight the ease of selling a note for cash that’s easy to divide. Understanding the Estate Process Dealing with paperwork after losing someone you love can be intensely [...]
What Is Private Mortgage Insurance? Traditional banks and private lenders require homebuyers to pay for private mortgage insurance when they make a down payment less than 20 percent. Private mortgage insurance, often referred to simply as PMI, protects the lender in case the borrower fails to pay the loan. Private mortgage insurance fees are based [...]
Last year we posted about the possibly of flat rate recording fee's here. Well, now it is official. On June 23, 2016, Michigan Governor Rick Snyder signed into law Public Act 224 and a series of related public acts that create a flat recording charge system for documents recorded in Michigan. This is a change [...]
From “costs-per-lead” to “ad servers,” the world of digital marketing can seem pretty overwhelming. That’s why the American Land Title Association partnered with Google’s Steve Lerch to tell you how to tune out the noise and figure out what you need. Even better, we can tell you can how you can get started on any [...]
Homeowner associations, also known as HOA's, or Condo Associations can be great for neighborhood maintenance, settling disputes and enforcing community guidelines, but all of those benefits come with a cost: the association dues. A good chunk of American homeowners agree to pay them—nearly 25%, according to RealtorMag.org—but unlike the mortgage, insurance, and tax costs those [...]
More homes are sprouting up across the United States—and the sound of those jackhammers and excavators at work should be music to the ears of aspiring home buyers growing ever more frustrated by the dearth of houses on the market. Builders began construction on 1,178,000 new homes across the country last month, up a staggering 30.9% from [...]
Remodeling may be a labor of love, but it’s also an investment that can seriously boost the value of your home. Only by how much? Well, according to Remodeling magazine’s 2016 Cost vs. Value Report, you’ll recoup an average of 64% of what you paid for a renovation if you sell your home this year. To arrive [...]
FTC Issues Warning About Phishing Scheme Targeting Wires for Closings Last month we did a TAAR lunch and learn covering security, and these types of scams see here. The FTC is now also getting the word out. The Federal Trade Commission and the National Association of Realtors recently issued a warning to homebuyers about [...]
The Michigan Association of Realtors Has Announced Commission Cut Requirement! According to the article released just yesterday "Starting immediately, all licensed real estate agents, and brokers that are members of the Michigan Association are required to change to a locked commission rate of 1% regardless of factors." This will bring a huge change to [...]
