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If you have been paying attention to the national, or local industry news you would have seen that fraud is on the rise; primarily Wire Fraud. This process is usually done by either spoofing, or breaking into an agents/sellers e-mail and sending out updated wire instructions on the day of closing. Another common attack [...]
Did you know that the very system we use for locating property in Real Estate was founded by former President Thomas Jefferson. Jefferson was not only our 3rd president, but was also a land surveyor. With his knowledge of surveying he created the Public Land Survey System. This system broke land down into Sections, [...]
Buying a home is a huge investment—and you can’t exactly read Amazon reviews to get a sense of any problems that might crop up after you’ve plunked down your money. That’s why it’s smart to get a home inspection before you close the deal. But since home inspections aren’t free and that cash comes out of your pocket, you might be [...]
Buying a house can involve big and scary terms, and “escrow” ranks near the top. So what is escrow, anyway? The good news is that escrow is not as ominous as it sounds. In the home-buying process, escrow is a financial tool that allows you to set aside important items such as the buyer’s earnest money check and [...]
Estate division can be trying — emotions run high, and liquidating and dividing assets involves a lot of legwork. We outline options for asset distribution and highlight the ease of selling a note for cash that’s easy to divide. Understanding the Estate Process Dealing with paperwork after losing someone you love can be intensely [...]
What Is Private Mortgage Insurance? Traditional banks and private lenders require homebuyers to pay for private mortgage insurance when they make a down payment less than 20 percent. Private mortgage insurance, often referred to simply as PMI, protects the lender in case the borrower fails to pay the loan. Private mortgage insurance fees are based [...]
From “costs-per-lead” to “ad servers,” the world of digital marketing can seem pretty overwhelming. That’s why the American Land Title Association partnered with Google’s Steve Lerch to tell you how to tune out the noise and figure out what you need. Even better, we can tell you can how you can get started on any [...]
The Michigan Association of Realtors Has Announced Commission Cut Requirement! According to the article released just yesterday "Starting immediately, all licensed real estate agents, and brokers that are members of the Michigan Association are required to change to a locked commission rate of 1% regardless of factors." This will bring a huge change to [...]
On March 22, we had the great opportunity to teach a lunch & learn class for local agents, lenders, and affiliates of the Traverse Area Association of Realtors. We tried to cram as much information into the short session, However running well beyond the one hour allotted time slot; a fully booked lunch had so [...]
SECURITY TIPS As we load up our smartphones and tablets with more and more personal information, it’s time to get serious about mobile security. Despite the proliferation of cloud backup services, we still remain vulnerable to lost or stolen handsets, data theft, and various forms of malware. But there are certain things we can do [...]
