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C.F.P.B. takes aim at deals that cost home buyers extra money Home buyers usually don’t have a clue about the existence of under-the-table marketing kickback deals, and they can end up paying hundreds or thousands of dollars extra at closings as a result. But now the federal government’s top consumer protection agency says that [...]
So you found the house, signed the purchase agreement, got your lending in place, now you’re all done… Or are you? Let’s be honest: The home-buying process is an enormous time-suck. Between the negotiations, the mortgage paperwork, the home inspections, and the number crunching (and re-crunching), it’s easy to get bogged down by the [...]
As of Saturday October 3rd, 2015 all of the new industry changes and regulations regarding the C.F.P.B. (Consumer Financial Protection Bureau) and T.R.I.D. (Tila-Respa Integrated Disclosure) are in full swing. After the delay of the official roll out of August 1st. What’s it all mean? As of the 3rd every single residential real estate transaction [...]
A new development in Acme’s Traverse Bay RV Resort will bring a national real estate trend to northern Michigan. Owners David & Kathy Scheppe are planning to build 81 sites on the resort property dedicated to “tiny houses,” compact residences averaging just 400 square feet. Also known as micro, little or small houses, the dwellings [...]
Are tall buildings antithetical to downtown Traverse City’s charm and character? Or are they crucial to addressing regional growth and maintaining an economically viable city center? Supporters of both sides are preparing to square off as Traverse City attorney Grant Parsons leads a referendum petition effort that would ban buildings over 60 feet tall in [...]
Home staging is one of the most powerful ways to make buyers want to buy your home. It can be as simple as de-cluttering and repainting. Or it can require a clean sweep that involves storing belongings off-site; redecorating, and even renting furniture and art to make your place show well. Here are the basics [...]
Moving is such sweet sorrow. There’s the joy and anticipation of settling into your new space and the pain of leaving the old one behind. Over on Houzz, they’ve come up with some easy steps to make letting go a little less hard. Take lots of photos, of course—but you already knew that. How about [...]
The moving frenzy never ends: Even after you close, the to-do lists drag on and on—endless pages of bullet points that keep you up at night when all you want is to begin your new life. Some of them are fun, like redecorating and buying new furniture. “When you move into a new house, you’re [...]
CFPB FINALIZES TWO MONTH EXTENSION OF KNOW BEFORE YOU OWE EFFECTIVE DATE TRAIN IS STILL COMING IN... WASHINGTON, D.C. - The Consumer Financial Protection Bureau (CFPB) today issued a final rule moving the effective date of the Know Before You Owe mortgage disclosure rule, also called the TILA-RESPA Integrated Disclosures rule, to October 3, 2015. The rule [...]
Kyle Miller made a unique career swap when he left the high-profile, but hectic, world of sports broadcasting to get into real estate sales. “I just love working with people and helping them to find their dream home,” said the Indiana native who joined Traverse City’s Century 21 Northland in March. “And when I was [...]
