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COVID 19 UPDATE As you are probably already aware Governor Whitmer has given Executive Order No. 2020-21, a.k.a. "Stay Home, Stay Safe". This order effects many "non-essential" businesses and workers, as it orders them to stay home. You can read more on what qualifies as "essential vs non-essential" here. Mid-American Title has been [...]
$221M Lost to Wire Transfer Fraud in 2019 Incidents and losses due to real estate wire fraud continue to increase, according to the FBI’s 2019 Internet Crime Report. The report shows there were 11,677 victims in 2019 with $221 million in losses. This compares to 11,300 reported victims and $150 million in losses [...]
The 31 Flavors of Title Deeds The transfer of property can be done in many ways, with many different documents. Anytime property is transferred the document used must be recorded at the local Register of Deeds office. Below we will go over some of the more common documents; sometimes called instruments. Warranty Deed [...]
Trump administration asks Supreme Court to limit CFPB’s independence The Trump administration is urging the U.S. Supreme Court to give the president more control over the Consumer Financial Protection Bureau, the agency that regulates mortgages and credit cards. Asking the court to take up a pending appeal, Trump administration lawyers said the Constitution [...]
Did you know that there are certain days of the year that rank high in regard to selling a home? Some may believe that putting a home on the market any time of the year is a great idea. What if we had data that highlight the best days of the year to sell [...]
Cannabis Safe Harbor Bill Making Traction Thursday, March 28th marked the date the House Financial Services Committee adopted the H.R. 1595, the Secure and Fair Enforcement Banking Act of 2019 on a 45-15 vote. This bill would warrant access to financial services for cannabis-related authentic businesses and service providers. You can read more [...]
The time has come that the Millennials have burst into the housing market and now leading in several categories. Considering the Millennials are getting older, making more money, and have deeper pockets, it is not a shock that this generation is taking over the housing market and scooping up new homes. According to Realtor.com, [...]
Marijuana is Legal... But what about Marijuana Real Estate? Regardless of your stance on the issue marijuana has been legalized in the state of Michigan. The recreational marijuana law, officially known as the Michigan Regulated and Taxation of Marijuana Act was passed by voters with Proposal 1 last November. There are still many unknowns [...]
Kansas federal court upholds jury verdict that determined that a real estate licensee was 85% responsible for the buyer’s losses, which occurred when the buyer transferred purchase money to fake account after licensee allegedly forwarded email containing fake wiring instructions to the buyer. A real estate buyer (“Buyer”) purportedly received an email from the listing [...]
E-NOTARY AND REMOTE NOTARY PUBLIC The Michigan Legislature will be voting on a series of bills in 2018 that if passed will have the effect of allowing both e-Notarization and Remote Notarization in Michigan. The bills as currently written provide for the full implementation of these programs in mid to late 2019 and requires the [...]
